Personal Finance
Image by GettyImages; Illustration by Bankrate It’s a mixed showing for home equity rates as the Federal Reserve lowered interest…
Images by Getty Images; Illustration by Hunter Newton/Bankrate Economic uncertainty over the potential impact of President Trump’s tariff policies on…
Key takeaways The ongoing impact of inflation in recent years has left many Americans tightening their wallets. One surprising solution…
The Federal Reserve is widely expected to cut interest rates again at its October meeting, bringing its key borrowing rate…
Fixed-rate HELOCs are the talk of the town lately among home equity lenders and industry insiders. Home equity isn’t the…
Key takeaways To qualify for a home equity loan or line of credit, you’ll typically need to maintain at least…
Key takeaways Most checks clear within 2 business days, though some banks may hold funds for up to 7 days…
Key takeaways A bump-up CD allows you to increase your interest rate one or more times during the CD’s term…
Key takeaways The Federal Reserve’s interest-rate decisions have a wide-ranging influence on your personal finances, affecting more than just your…
Key takeaways Monthly maintenance fees for non-interest checking accounts average $5.47, costing you over $65 annually, according to Bankrate’s 2025…
Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Refinancing your mortgage typically costs between 2 percent and 6…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways An adjustable-rate mortgage (ARM) is a mortgage whose interest rate resets…