{"id":29734,"date":"2026-04-19T05:03:19","date_gmt":"2026-04-19T05:03:19","guid":{"rendered":"https:\/\/thefundingpoints.com\/?p=29734"},"modified":"2026-04-19T05:03:19","modified_gmt":"2026-04-19T05:03:19","slug":"the-cheapest-cell-phone-plans-in-2024","status":"publish","type":"post","link":"https:\/\/thefundingpoints.com\/?p=29734","title":{"rendered":"The Cheapest Cell Phone Plans in 2024"},"content":{"rendered":"<div>\n<p>Tired of watching your cell phone bill creep up on you? The bad news is, you can\u2019t exactly go without a phone plan these days if you live in society. The good news? You don\u2019t need to go broke to stay connected.\n    <\/p>\n<div class=\"BlogInsert-copy\">\n<p>Get expert money advice to reach your money goals faster!<\/p>\n<\/p><\/div>\n<p>Let\u2019s break down the best cheap cell phone plans\u2014so you can find one that fits your needs, your lifestyle and most importantly, your budget. That way, you can get the best plan for you <em>and<\/em> keep more of your hard-earned dollars in your pocket.\n    <\/p>\n<h2>Cheapest Cell Phone Plans<\/h2>\n<p>To find the best plan deal, you can\u2019t just consider the cost\u2014you also need to factor in your lifestyle. Features like data, messages, minutes and coverage can all be super customizable these days. Once you know what you need, you can find the right service for your life.\n    <\/p>\n<p>That said, here\u2019s a breakdown of the cheapest cell phone plans available today and what they offer. And hey, you might even find a cheaper plan in a network you\u2019re already using. Let\u2019s dive in.\n    <\/p>\n<h3>Connect by T-Mobile: Cheapest Cell Phone Plan From a Major Carrier<\/h3>\n<p>Plenty of us stick to the big carriers out of habit. They\u2019re reliable, familiar and often come with their own share of perks to sweeten the deal. But if you find yourself strapped at the end of each month, it\u2019s worth seeing how the competition stacks up. And survey says: T-Mobile has the cheapest plan among the big three carriers.\u00a0\n    <\/p>\n<p>At just $180 for the year (or as they market it, $15 a month), T-Mobile\u2019s prepaid Connect plan is the cheapest one you\u2019ll find from the big guys.\n    <\/p>\n<ul>\n<li><strong>Cost:\u00a0<\/strong>$15 per month<\/li>\n<li><strong>Data, messages and minutes:\u00a0<\/strong>On this plan, you get unlimited talk and text with up to 5GB of high-speed data.<sup>1<\/sup> Here\u2019s the math: With 5GB of data, you can use TikTok for five hours (talk about a data muncher!), stream Netflix for 20 hours, or listen to 35 hours of music on Spotify.<sup>2<\/sup>\u00a0Binge-watching\u00a0<em>The Office<\/em>\u00a0might be tough with this plan, but you do get that unlimited talk and text, so there goes your excuse not to call your mom! (P.S. This is your reminder to call your mom.)<\/li>\n<li><strong>Coverage:<\/strong>\u00a0When it comes to coverage, you\u2019re usually putting T-Mobile up against Verizon. And while they both have solid nationwide coverage, T-Mobile leads in 5G speed and reach. However, if you live out on the boonies, Verizon\u2019s 4G LTE network could be a better bet.<sup>3<\/sup><\/li>\n<\/ul>\n<p>A quick heads-up: The big three carriers\u2014AT&amp;T, T-Mobile and Verizon\u2014will try to lure you in with low-price offers, but you have to read the fine print. None of the offers I researched tell you the\u00a0<em>real<\/em>\u00a0price you pay. They show you an\u00a0<em>imaginary<\/em>\u00a0price for each phone line. But then you\u2019re forced into a contract with a bunch of add-ons, maybe even with multiple lines.\n    <\/p>\n<p>Not cool, guys. Not cool.\n    <\/p>\n<h3>Tello: Cheapest Overall Phone Plan<\/h3>\n<p>The big three cell phone carriers dominate the market. But there are over 100 discount carriers that offer the same services at lower monthly costs by piggybacking on these networks.\n    <\/p>\n<p>For example: Tello.\n    <\/p>\n<p>Tello has an unlimited plan for $25\u2014but the real win here is flexibility. Unlike most carriers, Tello lets you build a plan around what you actually use. You can trim down your cell phone bill\u00a0to $5 a month by opting out of the data and minutes you don\u2019t use. And if you\u2019re a millennial like me, you\u2019d probably rather send a 300-word text than make a 30-second phone call. So why pay for minutes you\u2019ll never use?\n    <\/p>\n<ul>\n<li><strong>Cost:<\/strong>\u00a0$5\u201325\u00a0per month<\/li>\n<li><strong>Data, messages and minutes:\u00a0<\/strong>Tello\u00a0is like a good pair of stretchy pants.<em>\u00a0<\/em>It can compress your plan down to just 100 minutes, or it can expand to include unlimited talk, text and data, or anything in between. Truthfully, I wish all plans were this flexible (and I wish all pants were a little bit stretchy). Tello\u2019s $25 unlimited data plan offers 50GB at full 4G LTE or 5G speed and 10GB of hot spot usage. And any phone plan comes with free international calls to over 60 countries, hot spot usage, Wi-Fi calling and eSIM.<sup>4<\/sup><\/li>\n<li><strong>Coverage:\u00a0<\/strong>Tello\u00a0is on T-Mobile\u2019s super-fast network. So you\u2019ll get some of the best coverage and speeds around.<\/li>\n<\/ul>\n<table>\n<tbody>\n<tr>\n<td>\n<p><strong>Brand<\/strong>\n    <\/p>\n<\/td>\n<td>\n<p><strong>Owner\/Network<\/strong>\n    <\/p>\n<\/td>\n<td>\n<p><strong>Cost<\/strong>\n    <\/p>\n<\/td>\n<td>\n<p><strong>Best For<\/strong>\n    <\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>T-Mobile\n    <\/p>\n<\/td>\n<td>\n<p>T-Mobile\n    <\/p>\n<\/td>\n<td>\n<p>$15\/month\n    <\/p>\n<\/td>\n<td>\n<p>Cheapest option from a major cell phone carrier\n    <\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Tello\n    <\/p>\n<\/td>\n<td>\n<p>T-Mobile\n    <\/p>\n<\/td>\n<td>\n<p>$5\u201325\/month\n    <\/p>\n<\/td>\n<td>\n<p>Highly customizable and affordable plans with options for unlimited talk, text and data on T-Mobile\u2019s network\n    <\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Boost Mobile\n    <\/p>\n<\/td>\n<td>\n<p>Boost Mobile (native network plus T-Mobile and AT&amp;T for roaming)\n    <\/p>\n<\/td>\n<td>\n<p>$25\/month forever (with autopay)\n    <\/p>\n<\/td>\n<td>\n<p>Guaranteed \u201cforever\u201d rate with no contracts or hidden fees\n    <\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>PureTalk\n    <\/p>\n<\/td>\n<td>\n<p>AT&amp;T\n    <\/p>\n<\/td>\n<td>\n<p>$20\n    <\/p>\n<\/td>\n<td>\n<p>Simple, affordable plans with clear pricing and stellar customer service\n    <\/p>\n<p>\u00a0\n    <\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Mint Mobile\n    <\/p>\n<\/td>\n<td>\n<p>T-Mobile\n    <\/p>\n<\/td>\n<td>\n<p>$15\/month ($180 paid upfront)\n    <\/p>\n<\/td>\n<td>\n<p>Prepaid plans with unlimited talk and text plus data options on T-Mobile\u2019s nationwide network\n    <\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Visible\n    <\/p>\n<\/td>\n<td>\n<p>Verizon\n    <\/p>\n<\/td>\n<td>\n<p>$25\/month\n    <\/p>\n<\/td>\n<td>\n<p>A one-size-fits-all unlimited plan at an affordable cost on Verizon\u2019s large coverage network\n    <\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>Boost Mobile<\/h3>\n<p>There aren\u2019t many \u201cforever\u201d promises in life\u2014but Boost Mobile sure offers a good one. Boost Mobile\u2019s $25 Forever plan is exactly what it sounds like\u2014$25 a month guaranteed with no contracts or hidden fees. So, if you don\u2019t love seeing your bill creep up every so often, Boost Mobile might be the carrier for you. Boost even offers a 30-day money-back guarantee if you want to try it out.\n    <\/p>\n<ul>\n<li><strong>Cost:\u00a0<\/strong>$25 per month, <em>for-ev-er<\/em>. Just make sure you\u2019ve signed up for autopay, or it bumps to $30.<\/li>\n<li><strong>Data, messages and minutes:\u00a0<\/strong>Boost Mobile\u2019s $25 Forever plan gets you unlimited talk, text and data\u2014with high-speed data slowing at 30GB. No hot spot though, if that\u2019s important to you.<sup>5<\/sup><\/li>\n<li><strong>Coverage:\u00a0<\/strong>Boost Mobile is a hybrid carrier, meaning it runs its own 5G network <em>and<\/em> partners with T-Mobile and AT&amp;T. So if Boost\u2019s signal isn\u2019t strong where you are, your phone can switch to a partner network for better coverage.<\/li>\n<\/ul>\n<h3>PureTalk<\/h3>\n<p>In addition to their affordable options, PureTalk has real live customer service with actual humans! The cell phone industry as a whole isn\u2019t exactly known for quality customer service, but PureTalk makes it a priority.\n    <\/p>\n<ul>\n<li><strong>Cost:\u00a0<\/strong>$20 per month\u00a0<\/li>\n<li><strong>Data, messages and minutes:\u00a0<\/strong>PureTalk\u2019s basic plan gives you unlimited talk and text, 3GB of data, and 2GB of hot spot usage. PureTalk also offers plans with increased data caps, up to unlimited data with 30GB of hot spot usage for $65 (with high-speed data slowing down after 60GB).<sup>6<\/sup>\u00a0But let\u2019s be real here\u2014that\u2019s still a\u00a0<em>lot\u00a0<\/em>of data, even for a data fiend like me. Bonus point: There are no overage fees. Like I said, if you go over your data, it\u00a0<em>will<\/em>\u00a0slow down. But once your month resets, you get your speed back!<\/li>\n<li><strong>Coverage:<\/strong>\u00a0If you think PureTalk\u2019s affordable plan means less coverage or lower speeds, you\u2019re more wrong than raisins in potato salad.<strong>\u00a0<\/strong>PureTalk is on AT&amp;T\u2019s network, so you get access to their fastest network speeds.<\/li>\n<\/ul><\/div>\n<div>\n<h3>Mint Mobile<\/h3>\n<p>Mint Mobile offers many cheap phone plans to choose from\u2014with coverage and pricing to match your needs and budget. But you get the most for your money with their $12-month 5GB plan paid upfront.\n    <\/p>\n<ul>\n<li><strong>Cost:\u00a0<\/strong>$15 per month paid annually ($180 upfront)<\/li>\n<li><strong>Data, messages and minutes:<\/strong> Mint Mobile\u2019s 12-month\u2014paid upfront\u2014plan includes unlimited talk and text (sweet!) and 5GB of data. You\u2019ll also get hotspot access, but keep in mind\u2014it counts toward your high-speed data limit. So if you\u2019re on the 5GB plan, you\u2019ll want to use it sparingly.<sup>7<\/sup><\/li>\n<li><strong>Coverage:\u00a0<\/strong>Mint Mobile uses T-Mobile to power its network. If you\u2019re not sure about T\u2011Mobile\u2019s coverage in your area, pop your zip code into Mint Mobile\u2019s\u00a0interactive coverage map\u00a0to see if it works for you. There\u2019s no sense in getting a cheap, unlimited phone plan if you\u2019re living on a prayer and one bar of signal.<\/li>\n<\/ul>\n<h3>Visible<\/h3>\n<p>Visible is a discount brand owned by Verizon, and they offer an entry-level plan with unlimited everything. It\u2019s affordable, and Verizon\u2019s network is solid.\n    <\/p>\n<ul>\n<li><strong>Cost:\u00a0<\/strong>$25 per month<\/li>\n<li><strong>Data, messages and minutes:\u00a0<\/strong>On Visible\u2019s base plan, you do get unlimited talk, text and data (including a mobile hot spot)\u2014but your data might be slowed down in times of network congestion compared to higher-tiered users. If you\u2019d prefer higher priority (\u201cpremium\u201d) data, you can upgrade to their $35 per month plan.<sup>8<\/sup><\/li>\n<li><strong>Coverage:\u00a0<\/strong>Visible gives its customers access to Verizon\u2019s powerhouse network for a fraction of the cost. However, depending on\u00a0your location, you may be on Verizon\u2019s 4G network instead of the 5G superhighway.\u00a0<\/li>\n<\/ul>\n<h3>Other Cheaper Plans to Consider<\/h3>\n<p>Those are some of our picks for budget-friendly cell phone plans, but they\u2019re not the only one\u2019s worth checking out\u2014especially if you have specific needs. Here are a couple more options to keep on your radar:\n    <\/p>\n<p><strong>Google Fi<\/strong>: The internet giant might be relatively new in this space, but they offer some decent prices for their plans. Each plan comes with unlimited talk and text, but data is where the big differences come in. The Flexible plan lets you pay only for the data you use\u2014$20 per month plus $10 per gigabyte of data on top of that. $35 per month bumps you up to unlimited data but it slows down after 30GB. It also uses T-Mobile\u2019s network.<sup>9<\/sup>\n    <\/p>\n<p><strong>Cricket Wireless<\/strong>: Cricket\u2019s prepaid options help them stand out from the pack. $300 a year up-front (which comes out to $25 per month), gets you the carrier\u2019s 12-month Unlimited Plan\u2014which comes with unlimited data on AT&amp;T\u2019s 5G network. If you\u2019d rather pay monthly, $30 a month (with autopay) gets you 10GB of high-speed data.<sup>10<\/sup>\n    <\/p>\n<h2>The Best Phone Plan Is One That Fits Your Budget<\/h2>\n<p>Look around, do some research, and make the switch. That\u2019s the\u00a0secret to saving money\u00a0on cell phone plans. But here\u2019s the thing\u2014cutting mobile costs doesn\u2019t mean much if you\u2019re going to accidentally (or impulsively) blow all that extra money anyway! The bottom line is, the best cell phone plan for you is one that fits in your budget.\n    <\/p>\n<p>And\u2014make no mistake\u2014<em>you need a budget<\/em>.\n    <\/p>\n<p>A solid budget puts you in the driver\u2019s seat with your money. You\u2019ll plan and track all your spending. You\u2019ll find places to cut back and save (like your cell phone bill when you switch carriers). And then you can put those freed-up funds toward the things you\u00a0<em>actually want<\/em>, like paying off debt, that dream family vacation or . . . anything else, really.\n    <\/p>\n<p>That\u2019s why we made the\u00a0EveryDollar budgeting app!\n    <\/p>\n<p>EveryDollar helps you find extra margin every month so you can start making real money progress, really fast. Just download the app, answer a few questions, and we\u2019ll build you a personalized plan based on your situation to free up margin and make the most of every dollar, every day.\n    <\/p>\n<p>\u00a0\n    <\/p>\n<\/p><\/div>\n<p>Read the full article <a href=\"https:\/\/www.ramseysolutions.com\/budgeting\/cheapest-cell-phone-plans\" target=\"_blank\" rel=\"noopener\" rel=\"nofollow\">here<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tired of watching your cell phone bill creep up on you? The bad news is, you can\u2019t exactly go without a phone plan these days if you live in society. The good news? You don\u2019t need to go broke to stay connected. Get expert money advice to reach your money goals faster! Let\u2019s break down<\/p>\n","protected":false},"author":1,"featured_media":29735,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"class_list":{"0":"post-29734","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-news"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The Cheapest Cell Phone Plans in 2024 - The Funding Points<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thefundingpoints.com\/?p=29734\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Cheapest Cell Phone Plans in 2024 - The Funding Points\" \/>\n<meta property=\"og:description\" content=\"Tired of watching your cell phone bill creep up on you? 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The bad news is, you can\u2019t exactly go without a phone plan these days if you live in society. The good news? You don\u2019t need to go broke to stay connected. Get expert money advice to reach your money goals faster! 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